How To Join Navy Federal Credit Union
If you are an active duty member, retired, or a veteran of any branch of the armed forces, you are eligible to become a member of the Navy Federal Credit Union. Additionally, immediate family members and household members of servicemembers are also eligible to join. Here’s a step-by-step guide on how to join the Navy Federal Credit Union and the requirements for membership.
Eligibility for Membership
Members of the Navy Federal Credit Union include active duty members of the Army, Marine Corps, Navy, Air Force, Coast Guard, National Guard, and Space Force. This also extends to Delayed Entry Program (DEP) candidates, DoD Officer Candidate/ROTC, DoD Reservists, veterans, retirees, and annuitants. Furthermore, DoD civilian personnel who support the armed forces, such as DoD civilian employees, U.S. Government employees assigned to DoD installations, DoD contractors assigned to U.S. Government installations, and DoD civilian retirees and annuitants, are also eligible for membership.
Immediate family members, including parents, grandparents, spouses, siblings, children (including adopted and stepchildren), grandchildren, and household members, are also eligible to join the Navy Federal Credit Union.
How to Apply
To join the Navy Federal Credit Union, you can apply online, visit a branch to apply in person, or contact them via phone. When applying, you will need to provide your personal information and a method to fund your account. The required personal information includes your social security number, driver’s license or government ID, and credit card or bank account and routing number.
Benefits of Joining
Upon joining the Navy Federal Credit Union, members can enjoy low fees, market-leading rates, member-exclusive discounts, easy digital banking, and award-winning service. The credit union offers various financial products and services tailored to the needs of its members, providing a supportive and customer-centric banking experience.
Minor Membership
If you are an existing member and a parent, grandparent, or guardian of a minor, you can share the gift of membership with them using the online minor membership application. This option is available for children, including adopted and stepchildren, as well as grandchildren.
Business Membership
For small business owners, once you become a member of the Navy Federal Credit Union, you can also apply for a business membership. This provides access to a suite of products and services designed specifically for small businesses, including business credit cards with rewards, business loans at competitive rates, and business checking and savings accounts that earn guaranteed dividends.
FAQs
Who is eligible for membership?
Eligibility for membership includes active duty members, veterans, retired servicemembers, and Department of Defense civilian personnel who support the armed forces. Immediate family and household members of current Navy Federal members are also eligible to join.
Is my family eligible to join Navy Federal?
Immediate family and household members, including parents, grandparents, spouses, siblings, children (including adopted and stepchildren), and grandchildren, are eligible to join the Navy Federal Credit Union.
What information do I need to provide to show I’m eligible for membership through a relative or household member?
In addition to your personal information, you will need to provide the last name, access number or last 4 digits of the Social Security Number, and the date of birth of your sponsoring member, along with their relation to you.
When will I receive my debit card?
If you open your checking account online or over the phone, the debit card will be mailed to the address listed on your application within 1 business day. Actual delivery depends on the postal service in your area.
I received my debit card. How do I activate it?
You can activate your debit card by calling 1-888-842-6328 or by signing in to your account.
By following these steps, you can easily become a member of the Navy Federal Credit Union and gain access to a range of financial products and services tailored to your needs. If you have any further questions or need assistance with the membership process, you can visit the Navy Federal website or contact them directly.